Terms and Conditions

1. Payment and Billing:
All payments are processed securely via PayPal. By completing your purchase, you agree to pay the total amount as indicated at checkout. We accept all major credit cards and other payment methods as listed during checkout.

2. Refund Policy:
Due to the digital nature of our products, all sales are final. We do not offer refunds or exchanges once the program or course materials have been accessed. However, if you encounter any issues with your purchase, please contact me at carmen@prosperwoman.com within 7 days of purchase for assistance.

3. Access and Usage:
You will receive immediate access to the purchased program or course upon successful payment. This access is granted for your personal use only. Sharing your login credentials or course materials with others is strictly prohibited and may result in the termination of your access without a refund.

4. Intellectual Property:
All content provided in the program or course, including but not limited to text, videos, and downloadable materials, is the intellectual property of ProsperWoman. You may not reproduce, distribute, or share the content without our prior written permission.

5. Program Changes:
We reserve the right to update or modify the program or course content at any time. We will notify participants via email or within the course platform if significant changes are made.

6. Liability Disclaimer:
Our program and courses are designed for educational purposes and are provided "as is" without guarantees or warranties. We are not responsible for any outcomes, results, or actions taken based on the content provided in our courses.

7. Privacy Policy:
We are committed to protecting your privacy. Please refer to our Privacy Policy for details on collecting, using, and protecting your information.

8. Governing Law:
The laws of South Africa govern these terms and conditions, and any disputes arising from them will be subject to the exclusive jurisdiction of the South African courts.

By completing your purchase, you acknowledge that you have read, understood, and agreed to these terms and conditions.