Empowering Women to Master Financial Independence

Are you a divorced, single woman, or widow struggling to manage your money and having to start over?

As a certified financial coach, I help women overcome financial limitations and gain the knowledge and skills to achieve financial independence. By cultivating a healthy sense of self-worth and effective money management, I help them achieve the freedom to pursue their dreams.

The ProsperWoman platform teaches women how to transform their mindset, heal their relationship with money, and confidently manage their finances to achieve financial security and independence while fostering holistic personal growth.

Programs Tailored for Women

About Carmen | The Creative Visionary

Carmen Tosca is the founder of ProsperWoman, a platform that aims to empower women to achieve true prosperity in every aspect of their lives. With a diverse background as a certified financial coach, transformation life coach, multimedia artist, musician, and writer, Carmen offers a unique blend of practical knowledge and creativity, setting her apart. Her experience combines decades of self-development and various business ventures to guide women on their journey to emotional and financial freedom.

Carmen's academic foundation is solid. She holds a National Diploma in Internal Auditing and a Certificate in Financial Coaching from the University of The Free State, accredited by the Financial Planning Institute of Southern Africa (FPI). Her resilience in overcoming trauma further fosters trust and authenticity in her programs.

Her work focuses on Creating Financial Independence, increasing one’s Self-Worth, and Healing from Toxic Relationships. Carmen takes a holistic approach to her teachings, recognizing the profound interconnectedness of financial well-being with physical and psycho-social health. Her direct, practical approach catalyzes transformation, empowering women to take control of their financial destinies through self-healing. Carmen’s life experiences, including her solo travels spanning 41 countries, serve as a testament to living on one’s terms.

Outside of her professional endeavors, Carmen is a passionate advocate for animal welfare. She founded the ALFA (Abundant Life For Animals) Foundation, reflecting her commitment to global positive change.

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This helpful tool outlines the essential financial actions every woman should take at various stages of her life.

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